Terms of Use

Please read this Terms of Use agreement (“TOU” or “Agreement”) carefully as it governs your interactions with Commerce Road Finance, including its partners, affiliates, and related entities (collectively, “Commerce Road Finance”, “we”, “us”, or “our”). By accessing, browsing, or using the Commerce Road Finance website available at www.commerceroadfinance.com or any related sites with links to this Agreement (the “Website” or “Services”), or by clicking an “I Accept” or similar button, you acknowledge and agree that:

• You have read, understood, and agree to be bound by this TOU.
• You are of legal age to form a binding contract with Commerce Road Finance.
• You have the authority to enter into this Agreement on your own behalf or on behalf of an entity you represent.

If any of the above conditions are not met, you may not access, use, or engage with the Website or Services in any manner.

These TOU also limit the remedies available to you in the event of a dispute with us.

Commerce Road Finance reserves the right to update or modify this Agreement at any time at our sole discretion. When changes are made, we will post an updated version on the Website and update the “Last Updated” date above. If material changes are made and you have provided your email address, we may, but are not obligated to, notify you by email. Any changes become effective immediately upon posting. Your continued use of the Website after changes are posted constitutes your acceptance of the revised TOU. If you do not agree, you must stop using the Website immediately. Please review this page periodically for updates.

Use of Intellectual Property (“IP”)

When you interact with our Website or apply for financing, you may provide us with personal information such as:

• Full name, company name, and business registration details
• Email address, phone number, and mailing address
• Financial information, including revenue, transaction history, and banking details
• Login credentials or account information (if applicable)
• Any other data you choose to provide via forms, chat, or communication channels

b. Information Collected Automatically

The Website and all materials contained within it—including but not limited to text, images, graphics, videos, designs, trademarks, data, software, and other content (collectively, “IP Properties”)—are owned or licensed by Commerce Road Finance and protected under global copyright and intellectual property laws.

Subject to this Agreement, Commerce Road Finance grants you a limited, non-exclusive, non-transferable license to use and access the Website and its IP Properties solely for your personal, informational, and non-commercial use. You may not copy, distribute, modify, or use any part of our IP Properties without prior written consent.

Notice and Communications

Commerce Road Finance may communicate with you through postal mail, email, text message, in-app notifications, or pop-ups on the Website using the contact information you have provided. Communications may include service-related updates, promotional materials, or transaction confirmations.

Further information about how we collect, use, and manage your data is detailed in our Privacy Policy, available at [www.commerceroadfinance.com/privacy-policy]. By using our Website or Services, you consent to receiving such communications from us.

Third party interactions.

Third-Party Websites, Applications, and Services

Our Website may contain links to or integrate with third-party websites, applications, or platforms (collectively “Third-Party Content”). When you click on a link to such Third-Party Content, you understand that you are leaving our Website and are subject to the terms and privacy policies of those third parties.

Commerce Road Finance does not control, endorse, or take responsibility for Third-Party Content, its accuracy, security, or practices. Your interactions with third parties are solely between you and those entities. Accessing them is at your own risk.

While we may work with external service providers (e.g., payment processors, analytics providers, or funding partners), we make no warranties or representations regarding their reliability, performance, or compliance. Commerce Road Finance shall not be liable for any damages, losses, or issues that arise from your use of third-party services or content.

Account Responsibilities

If you create an account with Commerce Road Finance, you are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. You agree to notify us immediately if you suspect any unauthorized access or use of your account. We reserve the right to suspend or terminate accounts that violate these TOU or engage in fraudulent or abusive activity.

Limitation of Liability

To the fullest extent permitted by law, Commerce Road Finance, its affiliates, partners, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Website or Services. This includes, but is not limited to, loss of data, profits, or business opportunities.

Indemnity

By using this Website, you agree to indemnify, defend, and hold harmless Commerce Road Finance, its affiliates, partners, directors, officers, employees, and contractors from any and all claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your:

• Violation of these TOU
• Misuse or unauthorized use of the Website or Services
• Infringement of intellectual property or rights of others; or
• Fraudulent, negligent, or unlawful actions.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of [Insert Country/State], without regard to its conflict of law principles. Any disputes arising under or in connection with these TOU shall be resolved exclusively through arbitration or courts located in [Insert City/Country], unless otherwise required by applicable law.

Termination

Commerce Road Finance reserves the right to suspend or terminate your access to the Website or Services at any time, without notice, for conduct that we believe violates these TOU, is harmful to our business, or for any other reason in our sole discretion.

Contact Us

For questions or concerns regarding these Terms of Use, please contact us at: support@commerceroadfinance.com

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