Privacy Policy

Commerce Road Finance (“Commerce Road Finance”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information that you share with us through our website at www.commerceroadfinance.com and any related platforms, tools, or services (collectively, the “Website” or “Services”)

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you access or use our Services. By using our Website, you consent to the data practices described in this Policy.

1. Information We Collect

We collect the following types of information to provide and improve our Services:

a. Information You Provide to Us

• Full name, company name, and business registration details
• Email address, phone number, and mailing address
• Financial information, including revenue, transaction history, and banking details
• Login credentials or account information (if applicable)
• Any other data you choose to provide via forms, chat, or communication channels

b. Information Collected Automatically

When you visit or use our Website, we may automatically collect certain technical data including:

• IP address and browser type
• Device identifiers and operating system
• Pages visited, time spent on the Website, and navigation patterns
• Cookies, analytics tags, and log data

c. Information from Third Parties

We may receive information from credit bureaus, payment processors, data verification partners, or other financial institutions to verify your identity or assess eligibility for funding.

2. How We Use Your Information

Commerce Road Finance uses the information we collect for the following purposes:

• To process and evaluate funding or financing applications
• To verify your identity and comply with regulatory or anti-fraud obligations
• To provide, operate, and improve our Website and Services
• To communicate with you regarding your account, inquiries, or transactions
• To send you service updates, promotional offers, or marketing communications (you may opt out at any time)
• To personalize your user experience
• To comply with applicable laws and enforce our Terms of Use

3. How We Share Your Information

We do not sell your personal information. However, we may share your data under the following circumstances:

a. With Service Providers and Partners

We may share data with trusted third parties who assist us in operating our business, such as hosting providers, analytics services, credit verification agencies, or customer support platforms. These entities are bound by confidentiality agreements and may only use your information for specific, authorized purposes.

b. With Financial and Compliance Partners

We may share necessary financial or business data with our banking or lending partners to process your financing requests.

c. For Legal Reasons

We may disclose information if required by law, legal process, or to protect our legal rights, prevent fraud, or ensure the safety of our systems and users.

d. In Business Transfers

If Commerce Road Finance undergoes a merger, acquisition, restructuring, or sale of assets, your data may be transferred as part of that transaction.

4. Cookies and Tracking Technologies

Our Website uses cookies and similar tracking technologies to improve your browsing experience, analyze traffic, and personalize content. You may adjust your browser settings to block or delete cookies, but doing so may limit some functionality of the Website.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Policy or as required by applicable law. This may include retaining data for compliance, audit, or record-keeping purposes.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your data (subject to legal or contractual obligations).
• Restriction: Request limitation on how your information is processed.
• Withdrawal of Consent: Opt out of marketing communications or withdraw consent to data processing at any time.

To exercise these rights, please contact us at privacy@commerceroadfinance.com

8. International Data Transfers

If you are accessing our Services from outside [Insert Country], please note that your data may be transferred and processed in countries where data protection laws may differ. By using our Services, you consent to such transfers, provided they are done in compliance with applicable data protection laws.

9. Third-Party Links

Our Website may contain links to third-party sites, applications, or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing personal information.

10. Children’s Privacy

Our Services are not directed toward children under the age of 18. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected such information, please contact us to request deletion.

11. Changes to This Policy

Commerce Road Finance reserves the right to update or modify this Privacy Policy at any time. When changes are made, we will post the revised Policy on this page and update the “Last Updated” date above. Significant changes may be communicated via email or a Website notification.

Your continued use of our Website after any updates constitutes acceptance of the revised Policy.

12. Children’s Privacy

If you have any questions, concerns, or requests related to this Privacy Policy, please contact us at: support@commerceroadfinance.com