🎉 New
Interest rates as low as 0.8% per month

Funding built for ambitious UK consumer brands

Access real offers in 24 hours from lenders who understand eCommerce and retail.

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Smiling young woman wearing glasses and a black apron holding a ceramic mug in a pottery studio.Smiling barista wearing glasses and striped apron standing behind a coffee counter with espresso machines in a cozy café.Man wearing glasses, a green knit hat, and apron hand-stitches dark fabric over a wooden board at a crafting workspace.

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Comparing prices from over 200 established lenders

See how simple funding can be

5 step process from first contact to funds in the bank

Getting funded shouldn’t be complicated. With one simple application, we connect your business to over 200 lenders.

Compare offers, choose what fits your goals, and receive funding faster all in one place.

01/05

Fill out the form

Complete the short form on our website — just the essentials about your business and funding needs. No uploads. No faff. Just the starting line.

02/05

Speak with a Funding Specialist

Our finance team gives you a quick call to learn more and share indicative pricing tailored to your business. You’ll see what’s possible before doing any paperwork.

03/05

Secure application & offers

Securely upload your income proof via Commerce Road. Get matched with 200+ trusted lenders and receive top offers to compare.

04/05

Choose your offer

Review the options side-by-side: rates, terms, timelines. Pick the one that fits, and we’ll connect you directly with the lender to finalise the deal.

05/05

Funds Received

Once approved, the funds land straight in your business account.

Simple, quick, and fair.

Bonus

Enjoy your Commerce Road account

Your account stays live after funding granting

  • Insights into how your business profile changes over time
  • Access to exclusive perks and discounts from agencies, tech platforms, and service providers that help your business grow
  • Real-time visibility of your credit report and what lenders see

Commerce Road Finance — funding made fast, fair, and founder-friendly.

Ready to see what your funding could look like?

Takes less than 2 minutes to complete. No obligation to move forward

Real stories from businesses that grew with us.

Founders like you are already scaling with Commerce Road.

No obligation — just clear, transparent insights into your best funding options

Cheye Alexander

Founder, Christian Rose

They moved as fast as our orders were coming in

When we saw a big spike in demand from in store retailers, Commerce Road set us up with a revolving trade finance facility that kept everything flowing smoothly. It meant we could fulfil new orders confidently without cashflow slowing us down. They just got it. No fuss, no drama.”

Philly Lawson

Managing Director, Arif Ferdous

It gave us the breathing room to grow fast without locking us in

Commerce Road helped us secure a short term flexible loan that made a huge difference to our cash flow. We were able to stock up on inventory right before our busiest period without taking on long term debt. The process was fast, straightforward, and genuinely supportive. Exactly what you need when you’re scaling.”

Sach Kukadia

Founder, 7879 and SecretSales.com

Funding sorted in days and it kept production moving

We needed quick working capital to keep up with a sudden surge in demand. Commerce Road arranged an unsecured loan at short notice, and the turnaround was impressive. It let us hit production targets on time and keep the momentum going. The whole experience was seamless.”

01  /  03
See how simple funding can be

Frequently Asked Questions

Find answers to the most common questions about our funding process, eligibility, and application steps. Everything you need to know before getting started

Funding & Applications

Security & Privacy

Platform & Post Funding

How long does it take to get indicative offers?

Most brands receive indicative offers within 24 hours of completing the form and chatting with our funding team.

1

Will completing the form affect my credit score?

No. Sharing your details with us does not impact your credit score.

2

What information do I need to apply?

Just the basics about your business to start. If you want formal offers, you’ll be asked to securely upload proof of income through your Commerce Road account.

3

How many lenders will see my application?

Your application is matched with the most suitable lenders from our network of over 200+ vetted providers — banks, alternative lenders and specialist eCommerce funders.

4

What types of funding can I get?

Depending on your business, lenders may offer working capital loans, trade finance, revolving credit, revenue-based funding, inventory finance, or other options suitable for consumer brands.

5

Am I obliged to take an offer once I apply?

Not at all. Reviewing your indicative or formal offers comes with no obligation, and you only move forward if you’re happy with the terms.

6

Do I keep access to my Commerce Road account after funding?

Yes — your account remains active for ongoing insights, perks, and future funding access.

1

What can I see inside my dashboard?

You’ll see your business’s credit profile, changes over time, and the key metrics lenders look at when assessing applications.

2

Are there perks or partner discounts available?

Yes. Your account unlocks an ever-growing list of exclusive perks from agencies, tech providers, and service partners supporting consumer brands.

3

Can I return for additional funding?

Absolutely. With your account already set up, future applications are much quicker.

4

Will Commerce Road help if I have questions after funding?

Yes. Our team remains available for support, clarity and guidance whenever needed.

5

Do lenders contact me directly after I choose an offer?

Yes. Once you select an offer, you’ll speak directly with the lender to finalise details, while Commerce Road supports you through the transition.

6

Is my data secure when I upload documents?

Yes. All documents are encrypted at bank-level standards and stored securely within your Commerce Road account.

1

Who can see my information?

Only vetted lenders matched to your application — and only once you decide to move to the formal offer stage.

2

Do you share my details with anyone else?

No. Your information is never shared outside our lender network or internal team supporting your application.

3

What documents will lenders see?

Only the documents you choose to upload, such as proof of income or bank statements, and only after you confirm you want formal offers.

4

How do you protect my personal and business data?

Commerce Road follows strict data-protection practices and stores all documents in secure, encrypted storage on AWS.

5

Can I delete my data after my application?

Yes. You can request removal of your stored documents or account information at any time.

6

Have more questions? We’re here to help and will respond as quickly as possible

Ready to explore your options?

Get indicative offers with no obligation.